Dental insurance is provided through Delta Dental. Coverage is available through either the Delta Premier or the Delta Preferred Options plans.
The Delta Premier plan is a preferred provider type of service with the plan contributing 80% of the participating dentist's fees for most general services. The remaining 20% is paid by the employee or dependent. The maximum annual benefit for the Delta Premier plan is $1,000 and certain other limitations do apply. In addition, there is a small annual deductible of $25 per person, with a maximum of $75 per family.
Coverage under the Delta Preferred Option, however, is 100% for most basic services (when those services are received from a participating dentist), with a maximum annual benefit of $1,500. This plan also has a small annual deductible with a 60% benefit on crowns, casts, and prosthodontic services.